Before you decide to use this residential contractors liability program, you might want to know a few things about the general liability. There are more than forty areas of residential contractors that get covered with this program. There is no deductible and there is a waiver of subrogation. Something else that you might want to keep in mind is the projects that are ineligible for this type of a program. Some ineligible accounts include Home Builders and GC’s. If a contractor subcontracts more than 40% of the work to be done, he is also ineligible. Roofers are ineligible to receive coverage through the residential contractors liability program as well.
If this program sounds like what you need for some of your clients, you might want to contact a reputable insurance service provider today and see what they might be able to offer you. You could ask them more questions and find out even more about the program so that you can get the very best coverage for your clients that do contract work.