The safety of school children is very important. Any number of accidents or incidents can happen on school grounds so it’s important for a public school to have public school insurance Indiana.
There are many types of coverage to consider when choosing public school insurance so be sure to think about what type of coverage you need for your school. For example, if your school is in an area where theft or vandalism occurs often, you may want to look into coverage for property damage. General liability insurance is also important to have. If a child is playing on the playground equipment and gets injured, a parent could potentially hold the school liable for the accident. In this case, having general liability insurance will protect the school against a lawsuit.
Worker’s compensation is another important type of coverage to include in your policy. If a teacher or faculty staff member gets sick, worker’s compensation will cover their pay for the time they are out.
When a school is looking into public school insurance Indiana, it’s a good idea to find a company that specializes in this type of insurance. Someone who has experience in providing public school insurance will help you determine the exact type of coverage you need to keep the school and students protected. Visit our website to learn more.