When is the last time that you reviewed your Putnam Connecticut homeowners insurance policy? Does your policy cover your expensive jewelry? Does it cover flooding? Does it cover mold? If you are like many homeowners, you might not know the details of your insurance, which is a mistake that can end up costing you a lot in the long run.
Estimating Your Personal Property
Your homeowners insurance policy should cover your personal property. As you work with an agent to develop your individual policy, it is definitely worth taking time to determine the value of your belongings. This can help you avoid being over or under-insured.
Some assets are not covered at all or receive minimal coverage in the standard Putnam Connecticut homeowners insurance policy. By adding special coverage for your pool, shed, fence, or other things, you can make sure that you are prepared for anything that might happen. It is also a good idea to get separate insurance for valuable belongings such as jewelry.
Accidents and Incidents
Make sure that you are prepared by talking to your insurance agent about the events, accidents and disasters that are covered. You may want to add additional coverage if you live in a flood zone or for other situations.
By working with an experienced agent to develop your insurance plan, you can have the best insurance coverage for your home.