Two Types of Employment Practices Liability Insurance for a Staffing Agency

employment practices liability

employment practices liabilityA number of employment practices liability policies are available to protect businesses involved in Staffing Services to protect their company and staff. The combination of relevant insurance policies offer comprehensive solutions to insurance needs. Here are highlights of a few of them.


Direct Hire and Personnel Consultants Liability


This type of policy provides important coverage to protect those staff members sued for wrongful acts when doing their jobs. This is directly relevant in cases where direct hire and permanent placement services are the primary activity of the company. This means that all activities related to direct hire and personnel consulting are covered by any claims filed by either the potential employer or the employee who is being placed.


General Employment Practices Liability


This type of insurance policy protects a staffing agency from any general legal actions that claim property damage or bodily injury to the litigating party. This specifically gives coverage to the staffing company’s contract employees, as well as temporary placed employees who are accused of actions resulting from their actions at the place of employment.


General liability has a larger coverage and separate limits for individual policies and aggregate deductibles. It also includes blanket insurance against additional claims, as well as a waiver of subrogation and non-contributory claims.


For full information about all the ways either of these policies can help your staff, and to receive consulting for which policies are right for your business, contact an employment practices liability insurance agency today.