What You Need to Know About California Boat Insurance

Boat Insurance

California is an excellent state for owning a boat. From lakes to oceans, there is an array of different passions that you can pursue. Having the right boat coverage is a vital part of being protected for whatever the tide brings in. Here is what you want to keep in mind when searching for insurance.

Protecting Your Boat

Boats can suffer a large amount of wear and tear through daily use. Unexpected situations can also arise when you are out on the water.  

Boats are most often susceptible to damage from:

  • Storms
  • Accidents on the water
  • Vandalism

If a boat is damaged, you want to repair it before using it again. Keeping your boat in prime condition ensures safety and longevity.

Covering the Basics

Boat insurance can vary depending on the type of vessel you own and where you plan to take it. These are the main situations that you want to have a policy for:

  • Salvage expenses
  • Collision damage
  • Towing

You also want to have insurance for the places that you go boating. If you plan on taking your boat to Mexico, make sure to include Mexican boat coverage.

Taking care of your vessel is an important part of getting the most out of boating. Having the right boat coverage for California will give you the stability to truly enjoy your passion.